First, you should rest easy. Medicaid can be a lifesaver especially if it’s the only healthcare option you’ve got. And the fact is, for many Americans it is just about their only option.
Who’s eligible for Medicaid?
Contrary to what many people believe, poverty alone doesn’t qualify anyone for Medicaid. To be eligible, you generally have to fall within a Medicaid eligibility group category.
The key eligibility categories include:
- the elderly
- the physically disabled
- the mentally disabled
- severely disabled children
- low income adults
- low income children
Medicaid is funded by both the federal and state governments. Although each state administers its own program and has its own eligibility requirements for Medicaid, some general guidelines apply. State-by-state income requirements vary, but by 2014 most adults under 65 with yearly individual incomes up to about $15,000 will qualify for Medicaid in every state.
Now, if you’re already enrolled in Medicaid, here’s some advice if you fall into certain categories:
- If you’re a woman, take advantage of Medicaid’s special coverage for women. For example, Breast and Cervical Cancer Prevention and Treatment (BCCPT) programs are available to eligible women who are diagnosed with breast or cervical cancer through their state’s screening program. You may be eligible for these programs even if your income exceeds the Medicare limit in your state.
- If you’ve had a child recently, don’t waste any time making arrangements for your child’s physical examination. Children born to a parent with Medicaid are automatically eligible for Medicaid until their first birthday. This means no separate application is required, and your child should be enrolled automatically in Medicaid.
- If you’re pregnant with limited income, take advantage of special coverage available to you. Although Medicaid eligibility for pregnant women varies by state, all states cover pregnant women with individual incomes up to about $20,000, and most states extend eligibility to include pregnant women with higher incomes.
If you’re a Medicaid recipient who doesn’t fall into these three categories, Medicaid will provide dependable, comprehensive coverage at an affordable price. Although coverage and cost sharing requirements vary from state to state, Medicaid programs in every state cover a wide range of health care services at a low price.
The best advice of all: Make healthy choices. Eat right … reduce stress … exercise – and take advantage of the great Medicaid services at your disposal.
Some people are eligible for both Medicare and Medicaid. If you’re a Medicare dual eligible individual, why not call MedicareMall toll-free at (877) 413-1556 so the experts can help you determine whether Medicare Advantage is right for you? Remember, Medicare Advantage can offer great protection that Original Medicare alone can’t.
Has Medicaid been a “lifesaver” in your household? Leave a comment telling about a Medicaid service that’s made a big difference in your life!
“Now that I Have Medicaid, What Should I Do?” © 2012 MedicareMall.com