Jose is the most professional, caring and has all the patience with sometimes not so smart people. He was always available when asked, made special effort to help with our application.I told quite a few people who were looking for their health insurance to just get in touch with Jose. Could never pronounce his name.
so glad a friend recommended him to me and my husband.
A very pleased Senior
Cal Hero of Medicare-Mall guided me in choosing the best options for my Medicare supplement programs. Very knowledgeable and very professional.
I decided to drop by
I decided to drop by in person and I was treated like an old friend. It’s nice to know you are dealing with an expert when it comes to Medicare plans.
I have been speaking to Jose Ybarra for so many years, way before turning 65. He has attentive to my needs for medical insurance assistance that works well with my income. He explained it to me where I can understand and also lets me call him anytime for questions. I am blessed to have him as my consultant and a friend. He is an amazing person I will always ask him for help.
They are very good at explaining the different options available!! Made it easy to get started.
I wanted to change my Medigap Plan to a different Medigap Plan during the plan change period designated by Medicare . I spoke with the agent who sold me my original policy and she did not want to take the time to help – she did not check into any other policies but yet told me it was not worth changing policies so I kept my policy for the next year. During the sign up period of the following year I called the agency again and got nowhere so I asked around for references and the second insurance agent I dealt with told me it was worth looking into other policies but he did not want to do so at this time. His recommendation was a plan he had all his clients on – it had higher premiums for the same exact services as my original plan.
Frustrated with bad service, I looked online and tried Medicare Mall. I explained my experiences and we went over different options and settled on a plan I am happy with.
The insurance company made a mistake on my paperwork and Cal took the time to follow up with them and myself to make sure everything was finalized properly. I have recommended him to friends and commend him on his service.
Jose reviewed my current Medicare part D and found a plan that included the same prescription coverage for half the premium. He also saved me money by switching me on a supplemental thru my employer that was half cost. His follow thru skills allowed me to remember to enroll within the allotted time. Totally satisfied
I wanted to change from an Advantage plan to a Supplemental plan. It took some doing, but, after 3 attempts, I was signed up with Humana. My agent was knowledgeable and aggressive and got it done. Thanks Cal.
Jose was wonderful for me
Jose was wonderful for me last summer when I had to select a MediCare supplement. Cal helped my husband in Dec switch supplement insurance and plan
I used Medicare Mall when I first signed up for Medicare.
They were so helpful in helping me find the right supplements.
Cal helped me a great deal got me out of paying 223.43 a 58.43 increase in a payment for my supplement. Talked to me for about an hour and walked me through the whole process of getting a better Medicare policy.
Greatest Medigap Advisor
Medicare Mall got me my first Medigap policy in 2014. Since then Cal Hero has provided exceptional advice to me and my friends on Medicare Supplement Plans. He always knows which companies are the best fit with the lowest rates for his clients. He works hard and there is never any charge for you. You can’t go wrong with Medicare Mall.
Great service.Great information. Great Price.
I received spot-on help from
I received spot-on help from the good people at Medicare Mall when I needed some quick answers to questions about various Medicare plans. I have the best plans for me for the best price thanks to them.
I’ve received great service with
I’ve received great service with Medicare Mall. I have always dealt with Jose Ybarra . He has been very helpful. A great agent. I would always recommend Medicare Mall.
Cal was very helpful and explained things very well! It is very confusing trying to decide which plan is right for you and he helped us a lot!
MedicareMall provided me with information necessary to understand medicare, supplemental insurance, pharmacy insurance, and the associated alphabet soup of plans. They helped me identify the plans that best suited my specific needs. They were/are very patient in helping me on multiple occassions and I know I can count on them if I have any problems or questions going forward.
I have been a completely satisfied Medicare Mall customer for 5 consecutive years and I can’t imagine trying to navigate the Medicare system without them. When they were first referred to me 5 years ago by a co-worker as I approached Medicare eligibility I had no idea what the various parts of Medicare covered or why I needed additional coverage. Their staff are very pleasant and easy to work with and they took the time to completely explain all my options then recommended the best plans for my situation and facilitated the application processes for me. Each subsequent year they have reassessed my changing coverage needs and current drug lists to find the best plan.
In 2017 I was especially grateful for their help since my wife was turning 65 and they moved both of us to a different Medicare Supplement insurer which saved us nearly $1,000 per year compared to getting her coverage from my former supplier. Then during our annual phone call in October 2017 they spotted the fact that my current Part D insurer was not going to cover one of my tier 3 prescriptions in 2018 and moved me to a new provider for an annual savings of over $1,500 per year!
I will be a Medicare Mall customer for life!
Jose Ybarra at Medicare Mall is awesome! He went above and beyond in helping choose the right plan for me. He showed the utmost patience and understanding of my needs!
I was looking for the best insurance health and drug coverage for my mother-in-law an 85 year old loving widow. She has no one that would check the best options for her about this matter. I found the MedicareMall on the website and it was a godsend. A representative (Cal Hero) lived up to his last name. He found the best drug plan and health insurance that would help her save money every month for both. He answered all concerns, questions that we both had. He explained until she felt secure about what coverages were best for her. Cal was extremely knowledgeable and explained everything until I felt secure about the changes and until she felt comfortable enough to change.
I am also have an appointment with Cal to go over my Medicare drug and health plan before the deadline. It is such a relief to find someone like Cal Hero who makes me feel at ease.
I would recommend this website and Cal Hero!
Medicare Mall helped me search dozens of options for help with additional Medicare benefits. The company they found for me saved me almost $350 a month. Thank you so much for all your assistance.
Cal Hero my Hero
I was searching for a cheaper drug plan and a supplement plan (plan G) and Cal Hero worked with me for several days.. He found a plan that fit my needs and budget. During the whole process he kept me informed of which companies he was checking with, their rates and their responses. He took all the stress away from my looking.
Cal knew the deadlines and rules and also knew what the response would be from some of the companies before he even filed my application because of the medications I am taking.
I had other representatives from other companies call me who were not as nice as Cal and became very rude when I told them I was working with Cal Hero from Medicare Mall.
I liked the help Cal provided
This is the second year I worked with Cal to purchase my insurance now that I have retired. I am very pleased with the discussions I had with him while settling on what produce was best for me. Cal was complete in his explanations of what would meet my needs. I highly recommend him.
Jose was great to work with. He explained everything so I could understand. He was very friendly and easy to talk to. I honestly think he had my best interests at heart.
MedicareMall has a staff of
MedicareMall has a staff of professionals working to ensure their clients receive the highest customer service. Thanks Cal Hero!
Hero to the rescue.
When it came time for me to look into Medicare and all it entailed I found myself in a quandary. I had no idea where to look or who to turn to. I received a couple of references of who to try in the local area phone book ad that is where I found Medicare mall . I contacted them via phone and received respectful, curtious, prompt , accurate and knowledgeable information. Very unfamiliar with the process I was walked through the enrollment process without any problems. It was one of the easiest thing I have done. I was able to submit it online. I am very pleased with the service and would highly recommend it.
5 Stars exactly, if I
5 Stars exactly, if I could give more I would, Jose Ybarra was the most kind & helpful person with everything I needed. He listened & to me that is very important !
Thank you for everything, I highly recommend Medicare Mall.
I had great help with
I had great help with my supplemental insurance at MedicareMall. I had already signed up for Part D when I discovered this service but wasn’t sure about supplemental insurance. I got signed up here.
The very best!
I have been with the same medicare supplement for 17 years. I was really satisfied with the plan. I called medicare mall to ask about something unrelated..Dental insurance. The person on the end of the phone,Cal, could not have been any nicer! When I explained what I had for Medicare supplement insurance and for the drug (part D)insurance, he advised me of pertinent current info which I hadn’t ever known about. This resulted in me deciding to sign up for a new supplement which would provide me with all the same benefits and save me over $1000.00 a year!! I feel TOTALLY supported by Medicare Mall and am so grateful for the great customer service provided by Cal Hero.
Jose Ybarra did a great job setting us up with the best plan for our needs!
Very informative meeting!
A job well done!
Mr. Jose Ybarra, Medicare Health Plan Specialist, is exactly that, A Specialist. After asking Mr. Ybarra to check into both a suitable prescription drug policy and a medical supplemental policy, he found for me policies that not only met my needs but were each less costly than what I was enrolled in. On a scale of 1 to 10, Mr. Ybarra for sure rates a Ten.
Medicare Mall signed me up
Medicare Mall signed me up for Medicare supplements and it was so easy ! Loved the way everything was explained to me. Thanks
Thank you so much for the help you gave my son and me in choosing a supplement plan for me. You were so patient and kind to us and didn’t rush us in deciding. Thanks again and God bless you. Maxine Moser
I used Medicare Mall to make my decisions for health care in 2017. Cal was terriffic! I can’t be more happy with the information and help that I received. This year 2018, I had a few questions and again…got everything I needed to make right decisions. Thank you Medicare Mall, if it weren’t for your company, I would still be trying to figure it all out.
Cal Hero was very helpful and experienced in finding us the best supplemental insurance that fit our needs. We were able to complete the application over the phone in a three way call with Cigna and were approved in two days. I would recommend Cal to anyone needing Medicare or Supplemental insurance.
Thank you Cal,
Sandra & Ron Gibian
Jose Ybarra is terrific in
Jose Ybarra is terrific in every way — prompt, professional, precise, pleasant, perfect!
Cal Hero was great at explaining to me what my best options were through all the Medicare maze. He took the time to explain all the Medicare plans and cost that fit my needs and my budget. 5 stars and 2 thumbs way up for great customer service.
Service was great….
Changing medicare supplemental plan
Cal Hero made my experience of changing my medicare supplemental plan easy, he was very knowledgeable, patient and kind, going out of his way to explain things that I was concerned and worried about and saved me $250. a year. I highly recommend Cal and know you will have a good experience as well.
Outstanding service!! MedicareMall.com makes choosing
Outstanding service!! MedicareMall.com makes choosing a Medicare Plan a breeze. They do all the “leg work” for you. They’ll look at multiple plans, on your behalf, compare the costs of those plans and present the results to you for your review and consideration. Given this information, it’s easy to make a decision about what plan is best for you. Once you make your decision, MedicareMall.com completes the appropriate paper work and then sends the completed paper work to you for execution. It truly is a “piece of cake” to find the right Medicare plan for you when you utilize the services offered by MedicareMall.com. BTW, I worked w/ Jose Yberra. He is AWESOME!!!!!
We make an appointment with Mr. Ybarra every year to make sure we have the best Plan D and insurance plan for our needs. He is very knowledgeable, friendly and efficient!
Cal was very helpful. Explained things to us very well. When I had to call back with a question, he called me back in a very timely matter. Answered my question right away. Would recommend Medicare Mall to others anytime!
Learning about Medicare
Medicare Supplement Insurance Medigap Plans
Original Medicare Part A and Part B covers approximately 80% of your Medicare approved Medical expenses and limited Hospitalization coverage. A Medicare Supplement (also known as Medigap Plan) will help you cover those expenses. Our most popular Medigap Plans are Plan F, Plan G, and Plan N.
Medicare covers 80% of Medicare-approved expenses.
of total healthcare costs
Some of the Medigap companies we represent:
New To Medicare? Part A and Part B
Turning 65? Welcome to your Medicare Years!
Most Americans become eligible for Medicare at 65, while some may become eligible due to Medicare approved disabiliy or ESRD.
How do I Sign Up for Medicare?
Signing up for Medicare online might be easier than you think. By using the SocialSecurity.gov Medicare Enrollment Form* you can apply for Medicare and check your application status online.
*Clicking on the "Apply for Medicare" button will direct you to the SocialSecurity.gov website. MedicareMall.com is not affiliated with nor endorced with CMS or the Social Security Administration.
Medicare Advantage Part C
What is Medicare Part C?
Medicare Advantage (Part C) plans are optional Medicare plans available to people already enrolled in both Medicare Part A and Medicare Part B.
Medicare Advantage Plan Options
Health Maintenance Organizations normally require referrals from primary care physicians and treatment by specialists and hospitals within the plan’s network.PPO
Preferred Provider Organizations allow you to use doctors, hospitals, and providers outside the plan’s network at additional cost.PFFS
Private Fee-for-Service Plans generally allow you to visit any doctor or hospital Original Medicare would allow you to visit, as long as the doctor or hospital agrees to treat you. A PFFS plan can require you to follow strict rules and determines how payments are to be divided between the PFFS and the patient.MSA SNP
Medicare Part D Prescription Drug Coverage
What is Medicare Part D?
Prescription Drug plans offered under Medicare Part D provides prescription(Rx) benefits to people enrolled in Medicare.
This site is operated by MedicareMall.com, a wholly owned subsidiary of Golden Senior Advisors, Inc., a licensed health insurance agency certified to sell Medicare products. Medicare has neither reviewed nor endorsed this information.