2013 Medicare Rates

Just as you were getting used to those 2012 Medicare rates, a brand new year is right around the corner.

As you probably know, premiums and deductibles for both Medicare Part A and Medicare Part B fluctuate from year to year. With a new year soon upon us—or if it’s already 2013 as you’re reading this—it’s important to know about changes in Medicare co-payment costs, premium increases, new benefits, and other factors that may affect your senior health insurance budget in 2013.

You need to be aware of changes in rates pertaining to both your Medicare Part A and Medicare Part B coverage.

Medicare Part A and Medicare Part B together comprise Original Medicare, which normally provides the foundation of your Medicare coverage. Medicare Part A helps cover hospital costs, while Medicare Part B normally pays 80% of the cost of covered medical expenses.

While Original Medicare can go a long way toward providing for your senior healthcare needs, don’t forget that Medicare Part A and Part B were never designed to cover all your healthcare costs. If you’re like millions of Americans, you’ll want to play it safe by looking into the added protection you can get by wisely investing in a Medicare supplement or Medicare Advantage plan.

Find out about 2013 Medicare rate changes for:

For the latest Medicare information, check out the 2013 edition of Medicare & You, the US government’s official Medicare handbook.  Medicare & You is a comprehensive, up-to-date guide to Medicare services and a valuable resource to help you understand all that Medicare has to offer.

If you have questions about senior healthcare including Original Medicare (Medicare Part A and Part B), Medicare supplement plans, or Medicare Advantage, contact a licensed, bonded MedicareMall representative and let us lead you with confidence through the Medicare maze!

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