West Virginia Medicare Supplement Insurance Plans
Information provided by a West Virginia Medigap plan provider
In the great State of West Virginia there are 45 different companies that combined are offering 233 Supplement Insurance Plans from A – N. The plans in the chart below have been approved by the Centers for Medicare and Medicaid Services(CMS) otherwise known as Medicare. These West Virginia Medicare Supplement Insurance Plans have all been standardized by the federal government for your protection since 1992. Knowing that there are 233 Supplement Insurance Plans available, it is important for you to find the best rate for these 96 plans so that you may find what is best for your budget.
Whether you’re on a fixed income or not, it is imperative that you find a Medicare Supplement Insurance Plan that covers all the gaps left by original Medicare and does not compromise your health or financial well-being. The importance of finding the perfect plan is that this could be the difference in saving your life. What this means is that all of the Supplement Insurance Plan benefits are the same regardless of what company you buy your Plan through. For example when you buy a West Virginia Medigap Insurance plan G from AARP, it will give you the same coverage and benefits as a Plan G from Mutual of Omaha, Blue Cross Blue Shield, or Humana.
The only two variations between Med Supp Plans will be in the companies underwriting and rates. Your West Virginia State Manager is a licensed and certified field underwriter who will be able to assess your health status and determine your eligibility over the phone. Let our licensed and bonded West Virginia State Manager give you your personal Medicare rate and analysis for your next Medicare Supplement Insurance Plan by entering your zip code and clicking the ‘Go’ button.
* Plan F may be offered with a high-deductible option of $2,070. The benefits are the same as in the standardized plan, but the deductible must be met each year before any claims are paid.
- After you have paid out-of-pocket expenses for plan K ($4,660) or L ($2,330) for covered benefits during a calendar year, the plan will pay 100% of covered benefits for the remainder of that year. The Part B deductible ($140 in 2012) is not a covered benefit but counts toward the out-of-pocket limit. Part B excess charges are not a covered benefit and their payment does not count toward the out-of-pocket limit.
- You pay up to $20 for each office visit. Plan N pays the remainder of any Part B approved coinsurance charges. The office visit copayment applies to all office visits by any provider authorized to bill Medicare for those visits. There is no annual limit on this copayment, and it must be paid for each office visit, even if you have several visits on the same day. The copayment for emergency room use is waived only if you are admitted to a hospital and Medicare covers the ER visit under Part A.
To get more information about West Virginia Medicare Supplement Insurance plans, talk to one of our Medigap plan representatives today or use our instant quote form below.