12 Medicare Facts All Seniors Should Know

Medicare provides insurance coverage to 56 million Americans, yet many people don’t know everything they should know about this valuable program. Here are 12 important facts about Medicare that can help you make the most of your Medicare benefits. Continue reading “12 Medicare Facts All Seniors Should Know” »

What You Need To Know: MEDICARE vs. MEDICAID

Understanding Medicare vs. Medicaid for maximum benefits

Medicare and Medicaid can be confusing, partly because the names sound so similar. But they’re two very different government healthcare programs. Medicare focuses on adults age 65 and older and Medicaid focuses on low-income individuals and families. The benefits, costs, and eligibility requirements are different for each program. Neither program has automatic enrollment so it’s important to understand what each one offers. Knowing which to apply for helps maximize your healthcare benefits.
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7 Tips To Help Cut Your Prescription Drug Costs

Soaring drug prices have grabbed headlines over the past couple of years, including the skyrocketing cost of an AIDs drug from $13.50 to $750, EpiPen’s massive hike, the spike in insulin costs, and the escalation of the costs of other lifesaving treatments. In these days of sky-high drug costs, Medicare recipients, particularly the 90% on a fixed income, are looking to get their prescription drug costs under control.

So, if you have a Medicare Part D prescription drug plan, what can you do to get your costs under control? Here are some tips for “what if” situations.
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What Are The Benefits of Medicare Plan F?

Of the Medigap plans available, Plan F provides the widest array of benefits and the most comprehensive coverage. Plan F and Plan C (not to be confused with Medicare Part C), the second most popular Medicare Supplement plan, are sometimes referred to as “first dollar” plans: They cover Medicare copays and co-insurance from the very ‘first dollar.’

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What Does Medicare Cover for People With Diabetes?

For people with diabetes, Medicare Part B will cover blood glucose monitors, test strips, lancet devices, and lancets. In addition, glucose management solutions for those with diabetes are covered whether someone uses insulin or not.

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What Does Medicare Part D Cost and Cover in 2017?

A detailed review of how Medicare’s prescription-drug benefit works.

Millions of Medicare participants currently rely on Part D to help them pay for prescription drugs. However, it can be difficult to understand all the elements associated with this program, since it operates slightly different from most other parts of Medicare. Still, it’s important for all current and future recipients to know what Part D will cover and how much it cost. Continue reading “What Does Medicare Part D Cost and Cover in 2017?” »

How to Sign Up for Drug Coverage

While it appears Americans’ spending on prescription drugs fell last year for the first time in nearly six decades, no one on Medicare ought to take that as a signal not to invest in a Medicare Part D prescription drug plan (PDP). Continue reading “How to Sign Up for Drug Coverage” »

Are Medicare Premiums Expected to Remain Stable in 2014?

The United States Dept. of Health and Human Services (HHS) has released data indicating Medicare Part D prescription drug plan premiums are projected to remain stable in 2014. Continue reading “Are Medicare Premiums Expected to Remain Stable in 2014?” »