What You Need To Know About 2018 Medicare Part B Rates and IRMAA

If you have higher income, the law requires an adjustment to your monthly Medicare Part B (medical insurance) and Medicare prescription drug coverage premiums. Higher-income beneficiaries pay higher premiums for Part B and prescription drug coverage. This affects less than five percent of people with Medicare, so most people don’t pay a higher premium. Continue reading “What You Need To Know About 2018 Medicare Part B Rates and IRMAA” »

What You Need To Know About Medicare’s Annual Election Period and Open Enrollment Period

Most Medicare beneficiaries look forward to Medicare’s Annual Election Period and Open Enrollment Period. However, there are also some who might be new to Medicare and may need clarification on a few issues.  Continue reading “What You Need To Know About Medicare’s Annual Election Period and Open Enrollment Period” »

Why The Most Popular Medicare Supplement Is Plan F

While there are ten different Medicare Supplement (Medigap) plans to choose from, over 50% of seniors choose Plan F. Plan F has benefits that are not included in other plans. Continue reading “Why The Most Popular Medicare Supplement Is Plan F” »

The Most Expensive Prescription Drugs in America

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The amount Americans spend on prescription drugs has nearly doubled since the 1990s, a 2017 government investigation found, meaning the United States spends the most of any high-income nation. List prices rose 6% over the past 12 months alone, according to the prescription website GoodRx. Medicare drug prices soared 10 times the rate of inflation. Continue reading “The Most Expensive Prescription Drugs in America” »

Unseen face of the opioid epidemic: drug abuse among the elderly grows

Unseen face of the opioid epidemic: drug abuse among the elderly grows

The face of the nation’s opioid epidemic increasingly is gray and wrinkled. But that face often is overlooked in a crisis that frequently focuses on the young. Consider this: While opioid abuse declined in younger groups between 2002 and 2014, even sharply am…

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Medigap or Medicare Advantage: Which Should You Choose?

Those who are eligible for Medicare but aren’t fully satisfied with Original Medicare (Part A and Part B) alone are faced at a crossroads. One way leads to Medicare Advantage. The other to Medicare Supplement Insurance. The hope is that whichever one you choose will end at a destination booming with comprehensive and affordable health care. Continue reading “Medigap or Medicare Advantage: Which Should You Choose?” »

2018 Medicare Changes You Need To Know

2018 has brought many new changes for Medicare patients. If you have a Medicare plan, you should be aware of these changes. Here are some of the biggest changes that you will see this year, including information and resources regarding new Medicare cards that will begin to be mailed out in April. Continue reading “2018 Medicare Changes You Need To Know” »