Social Security Disability — Vital Information and Key Tips

What if I’ve already been awarded Social Security Disability Insurance?

If your SSDI claim has been approved, you can expect to start receiving monthly payments covering the period beginning with the sixth full month after the date the Social Security Administration determines your disability began. For example, if your disability began anytime in June of 2012, your first benefit would be paid for December of 2012. You would receive this first benefit in January of 2013, as Social Security benefits are paid during the month following the month for which they’re due. The amount you will receive monthly is based on your lifetime average earnings covered by Social Security.

How long can I expect to receive benefits?

Social Security BenefitsOnce awarded SSDI, you are likely to remain eligible for SSDI benefits as long as you remain disabled. Your eligibility for SSDI benefits may change, however, if your health improves or you make a decision to return to work. If your condition improves or you go back to work, it is your responsibility to inform the Social Security Administration.

After you receive SSDI benefits for two years, the Social Security Administration will automatically enroll you in Medicare Part A and Medicare Part B. If you’re receiving SSDI benefits, your Medicare eligibility is not delayed until you turn 65. You will have full Medicare eligibility after you receive SSDI benefits for two years.

Be aware, however, that your case will be reviewed from time to time as long as you are receiving SSDI benefits. You can expect to be informed by the SSA if your case is up for review.

What if I’ve been denied Social Security Disability benefits?

If you were recently denied Social Security disability benefits, you should have received a letter from the Social Security Administration giving the reason for denial. If you disagree with the decision or are prepared to submit further information or documentation to support your claim for SSDI benefits, you need to make your request for an appeal in writing within 60 days of receiving the letter.

What does the SSDI appeal process involve?

There are four steps to the appeals process. Reconsideration is a simple review of your claim, allowing you the option of submitting new information or documentation. The next step, if necessary, involves a hearing by an administrative law judge. Next, if necessary, is consideration by the Social Security Appeals Council. Finally, after the other steps have been exhausted, you have the right to file a lawsuit in Federal Court.

The final step is the only one requiring you to use an attorney. It’s unlikely your case will get that far, but if it does, you’ll need representation.

To be better informed about where you stand with regard to Social Security Disability, be sure to get a free SSDI evaluation by disability professionals. If you’d like more information about Social Security Disability, give MedicareMall a call today and a qualified MedicareMall agent will be happy to answer your questions!

What tips do you have for winning an SSDI appeal? Please leave a comment below.

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