Cigna Medigap

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Cigna, a global corporation with over 70 million clients worldwide, is one of the largest health service providers in the United States. Devoted to helping clients to improve their health, well-being, and sense of security, Cigna, with an A+ rating by the Better Business Bureau, is noted for offering proven health products at competitive prices to its valued clients across the USA and around the world.

Rated A (Superior) by A.M. Best and headquartered in Bloomfield, Connecticut, Cigna offers a long list of insurance products ranging from life and disability policies to accident insurance and Cigna’s signature medical coverage. Cigna currently offers Medicare supplement (or Medigap) plans to Medicare-eligible individuals across the USA, and is pleased to partner with Cigna in offering a variety of Medicare supplement plans to our clients.

Available plans include:

Federal law requires each insurance company selling Medicare supplement insurance plans to offer Plan A in their selection of plans. Although Plan A is readily available, however, it provides the lowest level of benefits of any Medicare supplemental insurance plan on the market.

Medigap Plan F, widely considered the benchmark for Medicare supplement insurance plans, is designed to cover all the high-risk gaps left by Original Medicare. As well as providing coverage for the Medicare Part A (hospital) and Medicare Part B (medical) deductibles, Plan F covers any Medicare Part B (medical) excess costs you would otherwise be responsible for paying out of pocket.

Plan G is similar to Plan F, but does not cover the Medicare Part B deductible for medical and hospital outpatient expenses.

Plan N offers comprehensive coverage but requires you to pay a portion of Medicare Part B coinsurance or copayments. Under Plan N you will be required to pay up to a $20 copayment for an office visit and $50 copayment for emergency room visit. Plan N also covers emergency care during travel abroad. This service comes with a $250 deductible and a $50,000 lifetime limit.

Although any of these Cigna Medicare supplement plans will provide great protection, Medicare Supplement Insurance Plan F covers the fullest range of coinsurance, deductibles, and excess charges that otherwise would have to be paid out of pocket. It covers the blood that basic Medicare does not cover, and provides a full extra year of hospitalization coverage. Plan F also covers skilled nursing service and approved health care costs you incur while traveling outside the United States. It even allows you to choose any doctor who accepts Medicare. With fixed premiums and generally no unexpected out-of-pocket costs, Plan F is the Medigap plan chosen by nearly half of Americans who purchase Medicare supplement insurance plans.

For further information about Cigna Medigap plans and other Cigna products, visit

If you have any questions about your best healthcare options, contact MedicareMall today!


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