Durham, NC Medicare Advantage Plans
Medicare Mall at Your Service
If you are covered by Original Medicare alone and have not learned a tough lesson yet, consider yourself fortunate.
The lesson is that that Medicare was never designed to cover 100% of a senior’s healthcare costs. For people wanting the sort of comprehensive coverage that can see them through a health crisis, Original Medicare simply is not enough.
If you depend on Original Medicare (Medicare Part A and Medicare Part B) alone, gaps in your Medicare coverage will be evident sooner than you realize. You will be responsible for the Medicare Part A deductible, which in some cases you can be obligated to pay several times a year. You will also be responsible for the Medicare Part B deductible, the 20% coinsurance for your Part B charges, and more.
All the out-of-pocket costs associated with Original Medicare can play havoc with your budget—and some seniors have been ruined financially because they had no health coverage other than Medicare Part A and Medicare Part B.
People who want to be prepared for whatever might come their way often choose Medicare Advantage plans.
Also called Medicare Part C plans, Medicare Advantage plans are offered by Medicare-approved private companies to seniors in Durham and all across North Carolina. If you are already enrolled in both Medicare Part A and Medicare Part B, you have the option of replacing your Part A and Part B coverage with similar coverage provided by your Part C plan. But that is just the start. Medicare Advantage can go further by covering a wide range of services—dental, vision, hearing, and prescription drugs to name just a few—that Original Medicare cannot. Medicare Advantage plans also go hand-in-hand with recent improvements in Medicare preventive services by requiring no cost-sharing in most cases for Medicare-covered preventive services including mammograms and prostate exams. Medicare Advantage plans also typically cover annual physical exams.
MedicareMall is your number one source for Durham Medicare Part C plans.
MedicareMall serves seniors and other Medicare-eligible people in Durham and across the Tar Heel State who do not want to take their chances with Original Medicare coverage, and our licensed, bonded Medicare Advantage representatives will be happy to answer any questions you may have about Medicare Advantage or any other aspect of senior healthcare.
Once you are enrolled, Medicare will pay a fixed amount for your care every month to the company offering your Medicare Advantage plan. Although every company offering Medicare Advantage plans has to follow rules set by Medicare, companies retain a lot of flexibility when it comes to setting out-of-pocket cost requirements, and costs can be unpredictable. But with MedicareMall in your corner, you are sure to get the best coverage possible at the very best price. We may even be able to help you find a Medicare Advantage plan that does not require you to pay a monthly premium!
Get a free Medicare Advantage quote today!
While some seniors prefer the greater flexibility that Medicare supplement plans offer, Medicare Advantage may be exactly what you are looking for if you intend to depend primarily on network doctors in your area. If you are unsure which Medicare Advantage plan is best for you, contact MedicareMall now and we will help you find the very best Durham Medicare Advantage coverage to suit your needs and budget.