Frequently Asked Questions about Senior Dental, Vision, and Hearing Insurance Plans

Answered by our Senior Health Plan Representatives

Among the Medicare gaps you’ll want to fill are those concerning your dental, vision, and hearing care—all vital areas you shouldn’t overlook. Although Medicare supplement insurance plans go a long way in providing excellent benefits to cover most of your health care needs, you need special dental, vision, and hearing plans to ensure you have the coverage you need in these important areas.

MedicareMall will be happy to discuss any questions you may have about senior dental, vision, and hearing insurance plans. In the meantime, here are a few questions our clients have frequently asked:

Why do I need a senior dental, vision, or hearing plan?

Unfortunately, Medicare benefits in these important areas just aren’t sufficient. Medicare pays only for dental, vision, and hearing treatments related to your general health. Similarly, Medicare supplement plans aren’t designed to offer coverage in these areas. As a result, dental, vision, or hearing treatments can lead to large out-of-pocket expenses unless you’re covered by a special plan.

What’s so important about these three areas of health? Aren’t they only of the same importance as everything else?

There’s no denying that every area of your health is important, but it’s a fact that seniors often encounter problems in these three particular areas. We all know the importance of good dental care, and it’s unfortunate that so many seniors avoid going to dentists altogether because of the prohibitive out-of-pocket costs that can result without a good senior dental plan to cover cleanings, root canals, periodontics, and other important procedures. As far as senior vision plans are concerned, they help provide the routine care so highly recommended to seniors, as vision health serves as a key indicator of overall health. Senior hearing plans, meanwhile, help cover the cost of hearing aids, which can make a huge difference in the quality of life of the more than one-third of people over 65 who suffer hearing loss as a result of aging.

Are there individual plans that provide coverage in more than one of these key areas?

Absolutely. Some private insurance providers offer convenient plans to protect both your vision and dental health. Such plans are available to meet anyone’s specific needs or budget.

How much do hearing aids cost?

They’re expensive, often in the range of $1,500 to $4,000—and that’s just for starters. Repair and replacement costs can add up to a lot more. That’s why it’s so important to get the specialized coverage you need. Medicare and Medigap plans won’t provide benefits to cover hearing aids, but every one of our senior hearing plans will. Don’t roll the dice when it comes to your ability to hear your favorite song or your grandchildren’s voices.

That’s just the beginning, and we’re sure there’s a lot more you want to know about senior dental, vision, and hearing insurance plans. If you have any questions about these plans or about Medicare, Medicare supplements, or Medicare Advantage, we’ll be happy to provide all the information you need. MedicareMall has been happy to serve its clients in this way for over twenty years, and we’re waiting to hear from you. Contact us now and we’ll make it our priority to lead you through the Medicare maze to the coverage that’s right for you.

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