SSD – Cardiovascular System Impairment
Social Security Disability Insurance (SSDI or SSD)
Is a payroll-funded program to supplement the income of those unable to work due to disability.
General Qualifications for SSD Eligibility
For you to be eligible for SSD, your disability must last for at least a year or be terminal. You must also be under age 65 to be eligible, as 65 is normally the age of Medicare eligibility.
To be eligible for SSD, you must have accumulated a prescribed number of Social Security credits (normally accumulated through work experience and payment into Social Security) during the 10 years immediately preceding disability.
Requirements vary according to age, and if you suffer disability before age 23 you may be able to draw on your parents’ Social Security credits without affecting your parents’ eligibility for SSD.
Cardiovascular System Impairment and SSD
A cardiovascular system impairment can be any congenital or acquired disorder affecting proper functioning of the heart or circulatory system. Cardiovascular impairment is a result of heart disease.
Cardiovascular impairments include arrhythmia, chronic heart failure, certain conditions affecting the veins and arteries, and Ischemic heart disease. Heart failure and some heart diseases can result in the need for heart transplantation.
If you meet the general qualifications for Social Security Disability eligibility and heart transplantation makes it impossible for you to engage in substantial gainful activity, you may qualify for SSD benefits based on your disability.
Normally, the Social Security Administration will consider you disabled for one year following your surgery because of the greater likelihood of organ rejection and infection during that one-year period following surgery. After this one-year period, further review will determine your continuing eligibility for SSD benefits.
Many heart transplant recipients qualify for disability before undergoing transplantation. Your case will be considered according to its own facts and merits.
For further information about disability conditions relating to cardiovascular impairment, click here.
If you’re considering applying for Social Security Disability, click here for a free SSD evaluation. If you’d like more information about disability conditions, a bonded, licensed MedicareMall representative will be happy to answer your questions. We’ll also be glad to answer any questions you may have about Medicare or Medigap.
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