Social Security Disability Conditions
Social Security Disability Insurance (SSDI or SSD)
Is a payroll-funded program to supplement the income of those unable to work due to disability.
General Qualifications for SSD Eligibility
For you to be eligible for SSD, your disability must last for at least a year or be terminal. You must also be under age 65 to be eligible, as 65 is normally the age of Medicare eligibility.
To be eligible for SSD, you must have accumulated a prescribed number of Social Security credits (normally accumulated through work experience and payment into Social Security) during the 10 years immediately preceding disability.
Requirements vary according to age, and if you suffer disability before age 23 you may be able to draw on your parents’ Social Security credits without affecting your parents’ eligibility for SSD.
Asthma is a respiratory disorder that causes the airways of the lungs to swell and narrow. Symptoms of asthma include coughing, shortness of breath, wheezing, and tightness of the chest.
Asthma is often triggered by factors such as pet hair, dust, chemicals, exercise, mold, pollen, and tobacco smoke. Most people suffering from asthma alternate between symptom-free periods and attacks that can last for minutes or days.
Because severe asthma can affect your ability to maintain gainful employment, the Social Security Administration recognizes asthma as a qualifying condition for SSD.
If you meet the general qualifications for SSD eligibility and asthma makes it impossible for you to engage in substantial gainful activity, you may qualify for SSD benefits based on your disability.
To qualify, you must present evidence that, despite following a physician’s prescribed treatment, you are suffering from prolonged asthma attacks at least six times a year or once every two months. Medical evidence should include spirometric results obtained between attacks that document the presence of baseline airflow obstruction.
For further information about disability conditions relating to asthma and other diseases of the respiratory system, click here.
If you’re considering applying for Social Security Disability, click here for a free SSD evaluation. If you’d like more information about Social Security Disability, a bonded, licensed MedicareMall representative will be happy to answer your questions. We’ll also be glad to answer any questions you may have about Medicare or Medigap.
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