Oklahoma Social Security Disability
According to the official Social Security Administration website at www.ssa.gov, a 20-year-old worker has a 30% chance of becoming disabled before reaching retirement age.
If you’re one of the many Oklahomans in need of Social Security Disability Insurance, here’s some information you need to know.
For you to be eligible for Social Security Disability in Oklahoma, your disability must last for at least a year or be terminal. You must also be under age 65, which is normally the age of Medicare eligibility.
To be eligible for SSDI, you must have accumulated a prescribed number of Social Security credits (normally accumulated through work experience and payment into Social Security) during the 10 years immediately preceding disability. Requirements vary according to age, and if you are suffering disability before age 23 you may be able to draw on your parents’ Social Security credits without affecting their eligibility for SSDI.
Any disabling condition can qualify you for SSDI.
Although the Social Security Administration has a list of medical conditions that automatically qualify as disabling conditions, other conditions are equally acceptable as disabling conditions if the SSA determines they are as serious as conditions on the list. The same requirements apply whether you suffer from a condition on the list or from an equally serious condition not on the list.
Like many Oklahomans, you may be unaware that your disability does not need to prevent you from engaging in all work for you to be eligible to receive SSDI benefits.
But if you make more than a certain amount of money from your work, it’s unlikely you’ll receive SSDI. During the 2012 tax year, the amount disqualifying you from receiving SSDI benefits is set at $1010 per month.
It’s not hard to apply for Social Security Disability Insurance. You can do so by visiting your local Social Security office. You can also apply for SSDI by telephone at 800-772-1213 (TDY 1-80325-0778).
You can also apply online here.
It’s important to apply for SSDI as soon as you become disabled.
Processing of claims for SSDI normally takes three to five months, and you won’t want to wait any longer than necessary to receive any benefits you’re due.
You’ll also need to follow every instruction carefully and provide every bit of documentation that’s requested. This is absolutely vital in order to minimize chances of a long delay or, worse yet, denial of your claim. For a complete list of documents you may be required to submit with your claim, visit www.ssa.gov.
To learn more about your chances of receiving SSDI, click here for a free SSDI evaluation. If you’d like to know more about disability benefits or Social Security Disability Insurance, MedicareMall will be happy to discuss your circumstances and options. And, of course, if there’s anything you’d like to know about Medicare Part A, Medicare Part B, or Medicare supplement insurance, MedicareMall will be happy to answer those questions, too.
Contact MedicareMall now and we’ll make it our priority to see you get the health care or disability coverage you need.