New Mexico Social Security Disability
For you to be eligible for New Mexico Social Security Disability, your disability must last for at least a year or be terminal.
You must be under age 65, and you must have accumulated a prescribed number of Social Security credits (normally accumulated through work experience and payment into Social Security) during the 10 years immediately preceding disability.
If you are suffering disability before age 23 you may be able to draw on your parents’ Social Security credits without affecting their eligibility for Social Security Disability Insurance (SSDI).
Does any disabling condition qualify me for SSDI?
The short answer is yes. Although the Social Security Administration has a list of medical conditions that automatically qualify as disabling conditions, other conditions are equally acceptable as disabling conditions if the SSA determines they are as serious as conditions on the list.
According to the official Social Security Administration website at www.ssa.gov, a 20-year-old worker has a 30% chance of becoming disabled before reaching retirement age. To learn more about whether you qualify for SSDI, click here for a free SSDI evaluation.
What is “Substantial Gainful Activity”?
If the Social Security Administration determines that your condition prevents you from doing the sort of work you did before, it will try to determine whether your condition prevents you from engaging in other types of “Substantial Gainful Activity.” This refers to any sort of work earning you an income of at least $1010 per month. If your disability allows you only to earn an income below this amount, you shouldn’t be disqualified from receiving SSDI benefits you otherwise would qualify for. But if the SSDI determines you’re able to make more than $1010 per month from your work, it’s unlikely you’ll receive SSDI.
Is it hard to apply for SSDI?
Not at all. You can apply by visiting your local Social Security office anywhere in New Mexico. Although an appointment is not generally necessary, it is advisable to call in advance in order to minimize possible complications.
You can also apply for New Mexico Social Security Disability Insurance by telephone. The toll-free number is 800-772-1213 (TDY 1-80325-0778).
You can also apply online here.
Regardless of how you decide to apply for SSDI, it’s important to do so as soon as you become disabled. Processing of claims for SSDI normally takes three to five months, and you won’t want to wait any longer than necessary to receive any benefits you’re due.
You’ll also need to follow every instruction carefully and provide all the required documentation in order to minimize chances of a long delay or, worse yet, denial of your claim. For a complete list of documents you may be required to submit with your claim, visit www.ssa.gov.
If you’d like to know more about New Mexico Social Security Disability, MedicareMall will be happy to discuss your circumstances and options. And, of course, if there’s anything you’d like to know about Medicare Part A, Medicare Part B, or Medicare supplement insurance, MedicareMall will be happy to answer those questions, too.
Contact MedicareMall now and we’ll make it our priority to see you get the health care or disability coverage you need.