Social Security Disability: Tennessee

Tennessee Social Security Disability

According to the official Social Security Administration website at www.ssa.gov, a 20-year-old worker has a 30% chance of becoming disabled before reaching retirement age. If you’re one of the many Tennesseans in need of Social Security Disability Insurance, here’s some information you need to know.

For you to be eligible for SSDI, your disability must last for at least a year or be terminal. You must also be under age 65, which is normally the age of Medicare eligibility.

If you are disabled as a result of an accident, congenital condition, or any other impairment or cause, and you meet the other requirements for Social Security Disability Insurance, you should qualify for SSDI. Although the Social Security Administration has a list of medical conditions that automatically qualify as disabling conditions, other conditions are equally acceptable as disabling conditions if the SSA determines they are as serious as conditions on the list. The same requirements apply whether you suffer from a condition on the list or from an equally serious condition not on the list.

To learn more about your chances of qualifying for SSDI, click here for a free SSDI evaluation.

Your disability does not need to prevent you from engaging in all work for you to be eligible to receive SSDI benefits. If, however, you make more than a certain amount of money from your work, it’s unlikely you’ll receive SSDI. This amount changes regularly, so it’s important to stay informed. You can easily get up-to-date information by calling the Social Security Administration toll-free at 800-772-1213 (TDY 1-80325-0778). During the 2012 tax year, the amount disqualifying you from receiving SSDI benefits is set at $1010 per month.

You can apply for Social Security Disability Insurance by visiting your local Social Security office. You can also apply by telephone at 800-772-1213 (TDY 1-80325-0778).

You can also apply online here.

It’s important to apply for SSDI as soon as you become disabled. Processing of claims normally takes three to five months, and you won’t want to wait any longer than necessary to receive any benefits you’re due.

You’ll need to follow every instruction carefully and provide every bit of documentation that’s requested in order to minimize chances of a long delay or, worse yet, denial of your claim. For a complete list of documents you may be required to submit with your claim, visit www.ssa.gov.

If you’d like to know more about disability benefits or Tennessee Social Security Disability Insurance, MedicareMall will be happy to discuss your circumstances and options. And, of course, if there’s anything you’d like to know about Medicare Part A, Medicare Part B, or Medicare supplement insurance, MedicareMall will be happy to answer those questions, too. Contact MedicareMall now and we’ll make it our priority to see you get the health care or disability coverage you need.