Written by Steven Verrier

2013 Medicare Rates and How They Affect You

Just as you were getting used to those 2012 Medicare rates, a brand new year is right around the corner.

New! Find the updated, 2014 rates and information here.

As you probably know, premiums and deductibles for both Medicare Part A and Medicare Part B fluctuate from year to year. With 2013 almost upon us, it’s important to know about changes in Medicare co-payment costs, premium increases, and other factors that may affect your senior health insurance budget during the new year.

You need to be aware of changes in rates pertaining to both your Medicare Part A  and Medicare Part B coverage. The latest round of changes to Medicare premiums, deductibles, and co-payments for hospitalization (Part A) and medical care (Part B) takes effect January 1st, 2013.

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Here’s a rundown of key Medicare rate changes for 2013.

Medicare Part A

    •  Less than 2% of Medicare recipients paying a Medicare Part A premium will see a decrease in premium by about $10 per month in 2013.
    • Most Medicare beneficiaries will continue to pay a $0 premium to Medicare Part A.
    • Your Medicare Part A deductible will increase from $1,156 per benefit period to $1,184 per benefit period in 2013.
    • The cost of spending 61-90 days in the hospital will be $296 per day, which is a $7 increase from 2012. If you’re in the hospital 91-150 days, your per-day Medicare Part A co-payment in 2013 will be $592, a $14 increase from 2012.
    • After you spend 20 days in a skilled nursing facility, your per-day Medicare Part A skilled nursing copayment in 2013 will be $148. That’s a $3.50 increase over what you might have paid in 2012.

Medicare Part B

    • Most likely, your monthly Medicare Part B premium will increase by $5 to $104.90 per month.
    • Your 2013 Medicare Part B deductible will increase by $5 to $147.

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About The Author

Steven Verrier

Steven Verrier

Steven Verrier, born in the United States and raised in Canada, has spent much of his life living and traveling abroad. He is the author of Raising a Child to be Bilingual and Bicultural, a prizewinning book published bilingually in Japan, and several short student-market dramatic works performed at a variety of locations. His novels, Tough Love, Tender Heart and Plan B, were published in 2008 and 2010, and his nonfiction book, Class Struggle: Journal of a Teacher In Up to His Ears, raised a few eyebrows following its publication in 2011. Currently Steve is living primarily in San Antonio, Texas, though he still likes to get around. Steve has always had a lot of interests. With graduate degrees from Columbia and the University of Iowa, he’s worked as a high school teacher and a college instructor, an editor and a musician, a laborer and group home attendant, and plenty more. Among his interests are issues relating to health care and healthy living. For more information about Steven Verrier, please visit his website. | Google+