Winston-Salem, NC Medicare Advantage
If you are covered by Original Medicare alone and have not learned a tough lesson yet, consider yourself fortunate.
Unfortunately, there are seniors in Winston-Salem and all across the Tar Heel State who have not been as fortunate. They have learned that very lesson—and they have learned it the hard way.
What lesson? It is simple. It is about Medicare. And far too many people learn it too late.
The lesson is that that Medicare was never designed to cover 100% of a senior’s healthcare costs. For people wanting the sort of comprehensive coverage that can see them through a health crisis, Original Medicare is not enough.
Although Medicare costs have risen almost every year since the federal program’s inception in 1965, Medicare benefits have declined over the years in many areas, leaving real gaps in Medicare coverage.
If you depend on Original Medicare Part A and Part B alone, you can count on having to pay numerous costs out of your own pocket. You will be responsible for the Medicare Part A deductible, which in some cases you can be obligated to pay several times a year. You will also be responsible for the Medicare Part B deductible, the 20% coinsurance for your Part B charges, and more.
All the out-of-pocket costs associated with Original Medicare can play havoc with your budget—and some seniors have been ruined financially because they had no health coverage other than Medicare Part A and Medicare Part B.
People who want to be prepared for whatever might come their way often choose Medicare Advantage plans.
Also called Medicare Part C plans, Medicare Advantage plans are offered by Medicare-approved private companies to seniors in the Triad and all across the North Carolina. If you are already enrolled in both Medicare Part A and Medicare Part B, you have the option of replacing your Part A and Part B coverage with similar coverage provided by your Part C plan. But that is just the start. Medicare Advantage can go further by covering a wide range of services—dental, vision, hearing, and prescription drugs to name just a few—that Original Medicare cannot.
MedicareMall is your number one source for Winston-Salem Medicare Part C plans.
Once you are enrolled, Medicare will pay a fixed amount for your care every month to the company offering your Medicare Advantage plan. Although every company offering Medicare Advantage plans has to follow rules set by Medicare, companies retain a lot of flexibility when it comes to setting out-of-pocket cost requirements, and costs can be unpredictable. But with MedicareMall in your corner, you are sure to get the best coverage possible at the very best price. We may even be able to help you find a Medicare Advantage plan that does not require you to pay a monthly premium!
Get a free Medicare Advantage quote today!
While some seniors prefer the greater flexibility that Medicare supplement plans offer, Medicare Advantage may be exactly what you are looking for if you intend to depend primarily on network doctors in your area. If you are unsure which Medicare Advantage plan is the best choice for you, contact MedicareMall now and we will help you find the very best Winston-Salem Medicare Advantage coverage to suit your needs and budget.
© 2013 MedicareMall.com