Medicare Advantage Plans and Cancer
Without a doubt, Medicare can be one of the greatest allies to keep you on the winning side against cancer.
When at all possible, it’s best to win the battle early, before cancer can hit you with full force. If you’re vigilant, standing on the watchtower and looking for any sign of the enemy approaching, chances are you’ll be ready and able to knock that enemy silly and thwart any plans it had to make your life miserable.
Few things are more important than preventive care when it comes to protecting you against the dreaded “c” word. Regular checkups and diagnostic procedures are the key to detecting various cancers in their earliest stages, when the prognosis and chances for a full recovery are best. Healthcare providers and cancer survivors everywhere agree that when it comes to cancer, the earlier you know what you’re up against, the better.
Medicare Advantage plans and Preventive Care
Although Original Medicare has covered more preventive services over the years, it usually requires a 20% coinsurance for these services. Medicare Part C (Medicare Advantage) plans have picked up the slack by requiring no cost-sharing in most cases for Medicare-covered preventive services including mammograms and prostate exams. Medicare Advantage plans also typically cover annual physical exams.
The battle against cancer, unfortunately, isn’t always a simple matter of prevention.
Each year Americans of all ages learn that they already have cancer in varying stages, and that they’re in for the battle of their lives. Fortunately, many Medicare recipients receiving such news have prepared for such a turn of events by enrolling in a Medicare Advantage or Medicare supplement plan.
Medicare Advantage Plans and Cancer Treatment
Medicare Advantage premiums are normally lower than Medicare supplement premiums, and some Medicare Advantage plans don’t require you to pay a premium at all. Out-of-pocket costs can vary widely, however, and should be carefully considered when you choose a Medicare Advantage plan.
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Unlike Medicare supplement plans, most Medicare Advantage plans require you to see doctors and receive health services within a restricted network. In some cases, you’re allowed to go outside the network at a higher cost, but Medicare Advantage is probably better designed for you if are willing to stay within your plan’s network. When it comes to cancer treatment, this is tradeoff many seniors are reluctant to make.
If you’re in generally good health and prefer to keep month-to-month expenses low, you’re probably in a good position to improve on your current health coverage by enrolling in a Medicare Advantage plan. If cancer treatment is a major consideration, however, Medicare supplement insurance may be more suited to your individual needs. Give MedicareMall a call today and we’ll be glad to help you determine what coverage is best suited to your budget, lifestyle, and medical history. If you consult MedicareMall you’ll get the coverage that’s best for you at a price you’ll like!
Original Medicare, Medicare Advantage plans, and Medicare supplement plans can all go a long way toward keeping you protected against cancer.
If you have further questions about cancer and Medicare or any other aspect of senior healthcare, contact MedicareMall now and let us lead you with confidence through the Medicare maze!
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