Frequently Asked Questions about Medicare Advantage Plans
Answers provided by our Medicare Advantage representatives:
What are Medicare Advantage plans?
Medicare Advantage plans are optional Medicare plans available to people already enrolled in both Medicare Part A (hospital) and Medicare Part B (medical).
What additional coverage is available through Medicare Advantage?
Medicare Advantage plans can provide additional coverage in various areas of health including dental, vision, and hearing. Most Medicare Advantage plans also include prescription drug coverage.
What’s the difference between Medicare Advantage and Medicare Part C?
There’s none. Medicare Advantage is another name for Medicare Part C.
How do I enroll in Medicare Advantage?
Easy. You can enroll during your Initial Enrollment Period, which in most cases begins three months before the month you turn 65 and ends three months after the month you turn 65. You can also enroll during your annual Open Enrollment Period, and under certain conditions you may qualify for a Special Enrollment Period. Enrollment is simple, and MedicareMall will be glad to walk you through the process.
What are the main Medicare Advantage options?
These include Medicare Private Fee-for-Service (PFFS) Plans, Health Maintenance Organization (HMO) Plans, Medicare Preferred Provider Organization (PPO) Plans, Medicare Medical Savings Account (MSA) Plans, Medicare Special Needs Plans (SNPs), and more. We know this is a lot to get straight, but if you call MedicareMall toll-free at (877) 413-1556, we’ll be happy to help you sort everything out.
At first, Medicare Advantage plans look like a great value. Are there any hidden costs?
There can be. Many seniors enrolled in Medicare Advantage plans are hit with unexpected costs they didn’t budget for. It’s also important to be aware that any Medigap policy you currently hold will no longer pay deductibles, co-payments, or other cost-sharing under your Medicare health plan if you enroll in a Medicare Advantage plan.
What about the quality of coverage under Medicare Advantage?
While Medicare Advantage plans sometimes appear to provide fuller benefits than Medicare Supplement plans, they may not actually do so. That’s why it’s important to go over each plan with an expert.
Is there anything else I need to know about Medicare Advantage?
You bet! For example, you need to be aware that insurance companies offering Medicare Advantage plans have a lot of flexibility when it comes to setting out-of-pocket cost requirements and procedures concerning which doctors or facilities you can use and when. This makes it all the more important to check out all the available options—which MedicareMall has been doing for over 20 years!
Let one of our licensed, bonded agents answer any further questions about Medicare Advantage and help you determine whether it’s the best choice for you. Contact MedicareMall now and we’ll make it our priority to help you find the best in health care coverage for your hard-earned dollar.